• New products have to be launched as fast as possible
• New markets have to be conquered in record time, e.g. run-off business of life insurance

• End-to-end processes for underwrting, modification of contract, and claims management have to be provided to the customer as a self-service
• Likewise, digital bi-directional online and offline communication is required

• The cost pressure is increasing
•  Pay only what you really use - per contract and year

• Regulatory requirements such as EU guidelines e.g. IDD, MiFID II or Solvency II must be taken into account in all digitization projects
• Regulatory requirements are increasing as fast as digital requirements

The perfect application for the demanding P&C business

The comprehensive contract and product management solution for life insurers and pension fonds 

The all included and turnkey ready solution for the extended P&C business

The digital B2C solution, even to digitize your legacy systems quickly and easily

The digital B2B solution for offer, contract and claims management

• In digital times, the development and testing of apps and web applications is the key to success
• The V'ger Sky cloud service is available within an hour of commissioning on the continent and the country of your choice
• For German customers two data centers are available in Frankfurt am Main
• A developing environment, an acceptance environment, and a production environment,
  e.g. for customizing new products are available
• The development of insurance products and the customizing can be carried out independently by the customer without the support of NOVUM or the internal IT department
• The staging of the development, the acceptance and the production environment can be carried out independently from NOVUM or the internal IT department
• A rollback function is also available

• The V'ger Sky Cloud service ensures end-to-end encryption of the connections
• Data and metadata are encrypted with AES256. Only the customer has the key
• A sealing of the V'ger Sky cloud environments completes the security portfolio 

• V'ger Sky cloud service is highly available and robust in operation
• This is ensured by comprehensive tests in the run-up and industrial, fully automated deployment of the environment and applications
• Batch windows are not required - Batch runs can be carried out during operation, without disturbing the usability

• V'ger Sky cloud service scales automatically when many customers access the service or batch runs are performed
• A reduction also takes place automatically if required

• The automatic scaling ensures reliable and consistent performance, even with simultaneous batch processing and unpredictable peaks
• Amazon-like performance is guaranteed - no matter how many users access the system
  

• Good news for creating a business case
• Using the V'ger Sky cloud service reduces project run times and project risks dramatically
• Only about 10% of the usual costs incur when introducing a new system
• After the introduction of the system, products can be imported at 1% of the usual project costs
• No investments in software licenses and hardware are neccassary
• Introductory expenses as costs, not as depreciation
• Only pay what you need - per contract and year
• Full cost control in operation: If your business grows, your costs increase as well and vice versa

• The V'ger Sky cloud service can be terminated at any time for four weeks in advance at the end of the month
• "Failures" have never been as cheap as they are today

• The V'ger Sky cloud services are also available as on-premise V'ger applications
• Start with the well-known license and maintenance model into the V'ger world
• You can switch from on-premise to the V'ger Sky cloud service at any time
• Take advantage of the V'ger's Sky Digital Customer Service to get you started with the cloud and to digitize your on-premise backend system simply, quickly and cost-effectively